Open Enrollment Begins October 1

September 29, 2011 at 10:30 am | Posted in Joanne Jordan, Office Manager | Leave a comment
Tags: , , , , ,

During the summer, I received a call from the daughter of one of our clients. She wanted to get a jump on reviewing her mother’s Medicare coverage, as she knew that open enrollment (the annual period in which changes in coverage can be made) would be coming up soon.

In fact, this window of opportunity is coming earlier—and ending earlier—this year. Details on coverage options for 2012 will be available on October 1, and changes to existing coverage may be made between October 15 and December 7, 2011.

Even though our client has an existing Medicare plan in place, her daughter is wise to review the plan each year, especially the Part D prescription drug coverage. Changes in her mother’s medications since last year can have a significant impact on out-of-pocket expenses and may warrant a switch to a different Part D plan to minimize drug costs. For some budget-conscious seniors, having good prescription coverage can mean the difference between compliance with doctors’ orders and being unable or unwilling to continue the care they need.

The daughter of our client was feeling somewhat overwhelmed at the prospect of analyzing all of the plans and making the best selection to meet her mother’s needs. I referred her to our Certified Senior Advisor, who is helping her to understand the available options and make an informed decision.

Distinctive Care Geriatric Care Management serves Bergen, Passaic, Rockland and Orange County with nurses licensed in New Jersey and New York. We help families dealing with various issues related to their elderly loved ones and would be happy to discuss any concerns you may have related to long term care. Please contact us in our Ridgewood Office at 201-587-5283 to schedule a consultation.

That Time of Year

January 19, 2010 at 8:38 pm | Posted in Sophia Heftler, GCM | Leave a comment
Tags: ,

The phones have been ringing off the hook as many of our older adults are trying to decide whether they should be thinking about changing from a Medicare HMO to traditional Medicare Part B with or without supplemental insurance, with or without Medicare Part D, and which one?

Our care managers are always happy to help with these important decisions, but we always encourage these callers to take advantage of the services available by the Federal government to provide the information necessary to make the choice that is appropriate for you.

There are professionals available that can help guide you through all your questions and concerns.  You can reach these professionals by dialing 1 (877) 452-5898.  They will help you choose from among the 12 Medi-gap policies available.

The medicare website at www.medicare.gov and provides a wealth of information regarding plans and choices.

But, for those of you who decide you would prefer to work with a professional, our care managers at Distinctive Care are certainly available to help you weigh your choices.  We all have a Certified Senior Advisor available to assist you.

We can be reached at (201) 857-5283 and have offices throughout Bergen County, in Ridgewood, Tenafly and Dumont.

Hospice Services

December 11, 2009 at 10:00 am | Posted in Sophia Heftler, GCM | Leave a comment
Tags: , ,

When most people think of hospice care they think of the provision of care for people who are in the end stages of cancer.  The care managers at Distictive Care have worked with many of our client families to arrange for end of life care for many different illnesses which has enabled our clients to remain in their homes as they wished.

I would like to review with you some of the illnesses that qualify for the hospice care Medicare benefit to enable our readers to take advantage of this very important entitlement.

Hospice care is devoted to caring for terminally ill individuals whose life expectancy is measured in months rather than years.  It is appropriate when a cure is no longer a realistic expectation.  With hospice care the desired goals are to maximize patient comfort and improve the quality of life.  Hospice does not hasten death or postpone dying, but provides its presence and specialized knowledge during the dying process.

General guidelines that must be met include both a Life Limiting Condition and documented evidence of functional decline.  The patient must also have one or more of the following:

  • multiple hospitalizations over the past 6 months;
  • documentation of decreased oral intake;
  • weightloss greater than 10% over the past 6 months;
  • serum albumin level less that 2.5g/dl;
  • cholesterol less than 156mg/dl, and/or
  • hematocrit less than 41 g/dl.

The following diagnoses may qualify for hospice care and our care managers are able to assess whether a referral to a hospice is appropriate:

  • Cancer
  • End-Stage Cardiac Disease
  • End-Stage Lung Disease (COPD)
  • End-Stage Dementia
  • End-Stage Renal Disease
  • End-Stage Liver Disease
  • Stroke & Coma
  • AIDS
  • Amyotrophic Lateral Sclerosis (ALS)
  • Failure to Thrive

If you’d like to have an assessment completed of your loved one, contact Distinctive Care in Ridgewood, Dumont, or Tenafly at (201) 857-5283.  If hospice care is an entitlement your loved one is eligible for we will work with you to arrange for care with the highest quality hospice providers.

Seminar for Older Adults

February 16, 2009 at 11:50 am | Posted in Pat Linard, PR | Leave a comment
Tags: , , , , , ,

Your Money. Your Way. At Home

A special event for Seniors concerned about the economy, depreciating home values, shrinking stock portfolio’s and skyrocketing health care costs is being held.

Come hear the latest trends from three knowledgeable Professionals that will discuss the recent changes to HUD government Reverse Mortgages, Elder Law and Estate Planning and Health Care/Medicare changes in 2009:

Sophia Heftler, RN, CALA, GCM, Distinctive Care Geriatric Care Management
Theresa Cannon, Sun West Mortgage Company,Inc., Reverse Mortgage Specialist
Kimberly A. Paton, Attorney at Law

DATE: Wednesday, February 18, 2009
TIME: 5:30 PM – 7:30 PM – Complimentary Dinner
PLACE: Biagio’s Restaurant, 299 Paramus Road, Paramus, NJ

Blog at WordPress.com. | Theme: Pool by Borja Fernandez.
Entries and comments feeds.

Follow

Get every new post delivered to your Inbox.